What percentage of consumers do not access their checking account by visiting their bank’s branches?

Imagine a correspondence between thomas hobbes and john locke. first, write a letter from hobbes to locke in which hobbes argues that absolute monarchy is the ideal form of government. then write a second letter from the perspective of john locke in which he answers and refutes hobbes’s argument. even though both hobbes and locke lived during the 17th century and would not have been aware of the enlightened despots the 18th century, be sure to mention how hobbes and locke might have felt about the possibility of these rulers.

Which measure of central tendency is used to calculate your grade-point average? a. standard deviation b. median c. mean d. z-score e. mode

Astudent who takes a multiple-choice test by reading the stem of each item, generating the correct response before looking at the choices, and then chooses the response closes to the answer is using a.a heuristic b.an algorithm c.vicarious problem-solving d.means-end analysis