How does using a credit card impact your spending habits?

Since you aren’t actually handing over physical money, people may spend more because it doesn’t feel like they’re spending actual money.

Difficulty getting a loan or credit cardan increase in debtdifficulty keeping assetsa loss of moneydifficulty landing a new job

Based off the appearance of the peppered moth, its markings would not be advantageous in a lush green ecosystem . this could cause their population to decrease as the camouflage factor would be somewhat useless and make them much more vulnerable to predators .hope this : )