Because justin misses a few car payments, his car can be repossessed by mechanic? loan holder? insurance company? warranty company? i'm pretty sure it's the loan holder, not 100% sure though : ) in advance!

Terrence would like to reward himself after each goal he sets, but he's not sure what type of reward to choose. he's easily distracted and finds it hard to concentrate at times. which would be the best type of reward for terrence? a. a brief social network break b. a long nap c. a snack while he keeps studying d. watching a couple of tv shows